There are 7 Types of Deposits:

1. Savings account
2. Fixed deposit
3. Kalikamba Cash Certificate
4. Kalikamba Dwigunapathra
5. Lakshadheeshwara
6. Recurring deposit

Savings Account:

This account is opened while making the membership. This is a running account and cash transactions and transfer transactions are permitted in this account. It bears 3% simple interest payable on half yearly basis. Interest is calculated on the monthly product of minimum balance between 10th and last day of the month. While closing the membership this account also should be closed.

Fixed Deposit:

1. Minimum amount should be Rs.500/- and minimum period should be 91 days.
2. Interest is calculated on simple interest basis and paid on a) monthly basis, b) on quarterly basis and c) on maturity. While paying the interest on monthly basis, interest is paid at discounted rate.
3. Loan up to 80% may be availed.
4. Deposit may be prematurely closed at the request of the member/depositor. While so closing the Deposit prematurely, interest applicable will be 1% less than the eligible interest to the deposit for the period for which the deposit has remained with the Sahakari.

Recurring Deposit:

A fixed amount in multiples of 50 with a minimum of Rs.100/- may be deposited in this account. Account should be for a minimum period of 12 months and in multiples of 3 months.

Kalikamba Cash Certificate :

1. Minimum amount of deposit should be Rs.1000/-. Interest is calculated on quarterly compounding basis. Quarterly interest is credited to the principal amount periodically
2. Premature closure is permitted.
3. Loan on Deposit up to 90% may be availed.

Lakshadheeshwara:

1. Fixed amount of installment for each month for a period of 24, 36, 48, 60 and 72 months. The proceeds of which together with interest becomes Rupees one lakh. (A similar scheme to Recurring Deposit).
2. Premature closure is permitted. In case of premature closure, interest applicable will be as explained in fixed deposit.
3. A loan up to 90% may be availed. Rate of interest on such loan is 2% above the rate applicable to the deposit concerned. If deposit is closed before one year, or only 11 installments or less are paid into the account then, interest will be paid at the rate applicable to SB a/c.